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Where to Find

People often use appraisals to help insure an object or collection against damage and theft.

Depending on where you live, appraisers will charge between seventy-five and four-hundred dollars per hour. Plus youŽll have to pay the appraiserŽs travel expenses and research fees. So you might as well have a few items appraised at one time.

When looking for an appraiser, word of mouth is the best way, or most banks use appraisers all the time. Try asking a bank trust officer.
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Do Your Homework

Given that knowledge is king in the world of purchasing, begin your quest for knowledge by learning the furniture periods. Classes are the best way to learn. Next, spend a day at an antique auction. Ask questions during inspection time. YouŽll see hundreds of items pass over the block in hours. Next, use your knowledge to negotiate with shops.
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Cover up Scams.

The new trend in valuation overemphasizes condition. A 10% valuation is now as much as 50% for a chip or knick. With money on the line, new "cover-up" techniques are being developed to hide condition devaluation, so beware.
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Associations

Two organizations with a nationwide network of members that can help you on your search for an appraiser:

American Society of Appraisers [800-ASA-VALUE]
www.appraisers.org

Appraisers Association of America [212-889-5404]
www.appraisersassoc.org
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Precaution

Be leery of an appraiser who will give a definite appraisal from a photograph or verbal description. Accurate appraisals need to be done in person.
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